ZIP breakdowns

Plans disagree · Amboy, San Bernardino County · California ZIP 92304

Tesla Insurance and State Farm place Amboy ZIP 92304 very differently.

Tesla Insurance ranks highest (83.6); State Farm ranks lowest (24.9). The middle bodily-injury percentile is 59.5. Reviewed plans are 58.7 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

59.5

Middle percentile across available plans.

BI plan spread

58.7

Tesla Insurance to State Farm.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Tesla Insurance highest, State Farm lowest.

Tesla Insurance

Tesla PPA

Highest

83.6

Within-plan percentile

Filed factor1.2012

Safeco

Private Passenger Auto

77.5

Within-plan percentile

Filed factor0.9587

Farmers

Farmers Auto

68.6

Within-plan percentile

Filed factor1.0363

Travelers

Quantum Auto 2.0

50.4

Within-plan percentile

Filed factor0.746

Progressive

CA Select PPA

36.5

Within-plan percentile

Filed factor0.828

State Farm

Private Passenger Auto

Lowest

24.9

Within-plan percentile

Filed factor0.749

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 92304 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury59.558.7 pts83.677.550.468.636.524.9
Property damage48.032.5 pts42.654.735.957.453.324.9
Medical payments60.960.7 pts73.364.716.377.048.757.1
Uninsured motorist BI71.662.3 pts98.887.855.336.571.6
Uninsured motorist PD52.845.6 pts88.950.355.343.3
Comprehensive42.947.5 pts31.945.866.040.039.979.4
Collision71.267.4 pts16.583.979.573.243.369.2

Widest coverage spread

Collision

Safeco and Tesla Insurance are 67.4 percentile points apart.

Closest agreement

Property damage

Available plans are 32.5 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Amboy, San Bernardino County ZIP 92304 Auto Insurance Factors | GoodDriver California