ZIP breakdowns

Plans disagree · Angelus Oaks, San Bernardino County · California ZIP 92305

Farmers and Progressive place Angelus Oaks ZIP 92305 very differently.

Farmers ranks highest (80.5); Progressive ranks lowest (39.6). The middle bodily-injury percentile is 55.2. Reviewed plans are 40.9 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

55.2

Middle percentile across available plans.

BI plan spread

40.9

Farmers to Progressive.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Farmers highest, Progressive lowest.

Farmers

Farmers Auto

Highest

80.5

Within-plan percentile

Filed factor1.1196

Tesla Insurance

Tesla PPA

60.5

Within-plan percentile

Filed factor1.0614

Travelers

Quantum Auto 2.0

58.1

Within-plan percentile

Filed factor0.773

State Farm

Private Passenger Auto

52.3

Within-plan percentile

Filed factor0.882

Safeco

Private Passenger Auto

42.3

Within-plan percentile

Filed factor0.8508

Progressive

CA Select PPA

Lowest

39.6

Within-plan percentile

Filed factor0.8372

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 92305 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury55.240.9 pts60.542.358.180.539.652.3
Property damage53.823.6 pts60.136.542.155.456.852.3
Medical payments36.055.3 pts38.210.021.961.233.965.3
Uninsured motorist BI38.718.7 pts38.725.243.939.936.1
Uninsured motorist PD61.931.9 pts74.175.843.949.6
Comprehensive43.620.6 pts56.243.135.643.643.748.6
Collision64.243.5 pts93.154.171.169.949.658.4

Widest coverage spread

Medical payments

State Farm and Safeco are 55.3 percentile points apart.

Closest agreement

Uninsured motorist BI

Available plans are 18.7 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Angelus Oaks, San Bernardino County ZIP 92305 Auto Insurance Factors | GoodDriver California