Compared ZIP · Apple Valley, San Bernardino County · California ZIP 92308
In Apple Valley ZIP 92308, Progressive ranks highest and Travelers ranks lowest.
Progressive ranks highest (92.5); Travelers ranks lowest (58.1). The middle bodily-injury percentile is 68.9. Reviewed plans are 34.4 points apart. Collision splits more (52.4 points), with Tesla Insurance highest and Safeco lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
68.9
Middle percentile across available plans.
BI plan spread
34.4
Progressive to Travelers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Travelers lowest.
Progressive
CA Select PPA
92.5
Within-plan percentile
State Farm
Private Passenger Auto
75.2
Within-plan percentile
Safeco
Private Passenger Auto
74.7
Within-plan percentile
Farmers
Farmers Auto
63.2
Within-plan percentile
Tesla Insurance
Tesla PPA
63.1
Within-plan percentile
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
Tesla Insurance ranks highest (87.5); Safeco ranks lowest (35.1). Collision spread is 52.4 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 68.9 | 34.4 pts | 63.1 | 74.7 | 58.1 | 63.2 | 92.5 | 75.2 |
| Property damage | 42.5 | 68.1 pts | 89.0 | 37.7 | 42.1 | 20.9 | 42.9 | 75.2 |
| Medical payments | 53.4 | 65.9 pts | 64.0 | 36.9 | 73.4 | 88.7 | 22.8 | 42.9 |
| Uninsured motorist BI | 78.1 | 25.7 pts | 69.7 | 78.1 | — | 90.0 | 92.5 | 66.9 |
| Uninsured motorist PD | 67.7 | 52.8 pts | 67.7 | 67.7 | — | 90.0 | 37.2 | — |
| Comprehensive | 41.7 | 31.7 pts | 37.0 | 38.7 | 53.5 | 65.1 | 44.7 | 33.4 |
| Collision | 55.9 | 52.4 pts | 87.5 | 35.1 | 85.9 | 55.5 | 37.2 | 56.3 |
Widest coverage spread
Property damage
Tesla Insurance and Farmers are 68.1 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 25.7 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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