Compared ZIP · Grand Terrace, San Bernardino County · California ZIP 92324
In Grand Terrace ZIP 92324, State Farm ranks highest and Progressive ranks lowest.
State Farm ranks highest (81.8); Progressive ranks lowest (44.7). The middle bodily-injury percentile is 67.5. Reviewed plans are 37.0 points apart. Collision splits more (52.9 points), with Tesla Insurance highest and Progressive lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
67.5
Middle percentile across available plans.
BI plan spread
37.0
State Farm to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Progressive lowest.
State Farm
Private Passenger Auto
81.8
Within-plan percentile
Safeco
Private Passenger Auto
76.5
Within-plan percentile
Travelers
Quantum Auto 2.0
70.9
Within-plan percentile
Farmers
Farmers Auto
64.1
Within-plan percentile
Tesla Insurance
Tesla PPA
52.3
Within-plan percentile
Progressive
CA Select PPA
44.7
Within-plan percentile
Tesla Insurance ranks highest (88.9); Progressive ranks lowest (36.0). Collision spread is 52.9 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 67.5 | 37.0 pts | 52.3 | 76.5 | 70.9 | 64.1 | 44.7 | 81.8 |
| Property damage | 65.9 | 33.0 pts | 80.2 | 48.7 | 56.2 | 66.1 | 65.8 | 81.8 |
| Medical payments | 38.6 | 63.6 pts | 14.9 | 24.5 | 68.2 | 52.7 | 4.6 | 52.6 |
| Uninsured motorist BI | 53.6 | 31.4 pts | 53.6 | 76.1 | — | 55.3 | 44.7 | 53.0 |
| Uninsured motorist PD | 67.5 | 54.3 pts | 79.7 | 90.3 | — | 55.3 | 36.0 | — |
| Comprehensive | 76.8 | 68.8 pts | 96.9 | 28.1 | 53.5 | 76.0 | 81.8 | 77.5 |
| Collision | 83.2 | 52.9 pts | 88.9 | 83.5 | 82.8 | 71.9 | 36.0 | 86.3 |
Widest coverage spread
Comprehensive
Tesla Insurance and Safeco are 68.8 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 31.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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