Compared ZIP · Oro Grande, San Bernardino County · California ZIP 92368
In Oro Grande ZIP 92368, Tesla Insurance ranks highest and Progressive ranks lowest.
Tesla Insurance ranks highest (71.6); Progressive ranks lowest (39.0). The middle bodily-injury percentile is 58.7. Reviewed plans are 32.6 points apart. Collision splits more (76.6 points), with Tesla Insurance highest and Progressive lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
58.7
Middle percentile across available plans.
BI plan spread
32.6
Tesla Insurance to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Progressive lowest.
Tesla Insurance
Tesla PPA
71.6
Within-plan percentile
Safeco
Private Passenger Auto
66.5
Within-plan percentile
Farmers
Farmers Auto
59.3
Within-plan percentile
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
State Farm
Private Passenger Auto
55.4
Within-plan percentile
Progressive
CA Select PPA
39.0
Within-plan percentile
Tesla Insurance ranks highest (87.5); Progressive ranks lowest (10.9). Collision spread is 76.6 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 58.7 | 32.6 pts | 71.6 | 66.5 | 58.1 | 59.3 | 39.0 | 55.4 |
| Property damage | 26.7 | 42.3 pts | 36.4 | 13.1 | 42.1 | 16.9 | 14.9 | 55.4 |
| Medical payments | 46.8 | 62.6 pts | 26.5 | 38.8 | 73.4 | 82.7 | 20.1 | 54.9 |
| Uninsured motorist BI | 46.9 | 12.6 pts | 50.6 | 39.8 | — | 51.6 | 39.0 | 46.9 |
| Uninsured motorist PD | 49.6 | 42.0 pts | 47.7 | 52.9 | — | 51.6 | 10.9 | — |
| Comprehensive | 53.5 | 27.4 pts | 53.4 | 39.7 | 53.5 | 55.0 | 67.1 | 48.6 |
| Collision | 39.9 | 76.6 pts | 87.5 | 25.7 | 82.8 | 37.3 | 10.9 | 42.5 |
Widest coverage spread
Collision
Tesla Insurance and Progressive are 76.6 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 12.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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Read breakdownDaggett, San Bernardino County
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Progressive ranks highest (76.2); Travelers ranks lowest (21.4).
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