ZIP breakdowns

Compared ZIP · Blue Jay, San Bernardino County · California ZIP 92385

In Blue Jay ZIP 92385, Safeco ranks highest and State Farm ranks lowest.

Safeco ranks highest (88.4); State Farm ranks lowest (52.3). The middle bodily-injury percentile is 64.7. Reviewed plans are 36.0 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

64.7

Middle percentile across available plans.

BI plan spread

36.0

Safeco to State Farm.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Safeco highest, State Farm lowest.

Safeco

Private Passenger Auto

Highest

88.4

Within-plan percentile

Filed factor1.0674

Progressive

CA Select PPA

80.0

Within-plan percentile

Filed factor1.079

Farmers

Farmers Auto

69.7

Within-plan percentile

Filed factor1.0397

Tesla Insurance

Tesla PPA

59.6

Within-plan percentile

Filed factor1.0558

Travelers

Quantum Auto 2.0

58.1

Within-plan percentile

Filed factor0.773

State Farm

Private Passenger Auto

Lowest

52.3

Within-plan percentile

Filed factor0.882

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 92385 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury64.736.0 pts59.688.458.169.780.052.3
Property damage47.140.8 pts45.561.748.720.934.952.3
Medical payments42.669.5 pts14.933.146.877.084.438.3
Uninsured motorist BI43.958.6 pts71.429.043.979.921.3
Uninsured motorist PD48.08.8 pts52.747.343.948.7
Comprehensive51.142.3 pts44.067.653.555.025.348.6
Collision66.740.4 pts69.371.389.162.548.764.1

Widest coverage spread

Medical payments

Progressive and Tesla Insurance are 69.5 percentile points apart.

Closest agreement

Uninsured motorist PD

Available plans are 8.8 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Blue Jay, San Bernardino County ZIP 92385 Auto Insurance Factors | GoodDriver California