Compared ZIP · Sugarloaf, San Bernardino County · California ZIP 92386
In Sugarloaf ZIP 92386, Travelers ranks highest and Tesla Insurance ranks lowest.
Travelers ranks highest (70.9); Tesla Insurance ranks lowest (34.2). The middle bodily-injury percentile is 47.9. Reviewed plans are 36.7 points apart. Collision splits more (65.6 points), with Travelers highest and Safeco lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
47.9
Middle percentile across available plans.
BI plan spread
36.7
Travelers to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Tesla Insurance lowest.
Travelers
Quantum Auto 2.0
70.9
Within-plan percentile
Farmers
Farmers Auto
60.4
Within-plan percentile
State Farm
Private Passenger Auto
49.0
Within-plan percentile
Progressive
CA Select PPA
46.7
Within-plan percentile
Safeco
Private Passenger Auto
38.8
Within-plan percentile
Tesla Insurance
Tesla PPA
34.2
Within-plan percentile
Travelers ranks highest (75.4); Safeco ranks lowest (9.8). Collision spread is 65.6 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 47.9 | 36.7 pts | 34.2 | 38.8 | 70.9 | 60.4 | 46.7 | 49.0 |
| Property damage | 48.9 | 28.3 pts | 47.4 | 49.8 | 48.7 | 66.1 | 37.7 | 49.0 |
| Medical payments | 23.5 | 72.1 pts | 41.2 | 16.8 | 30.2 | 83.7 | 11.6 | 14.0 |
| Uninsured motorist BI | 28.1 | 32.5 pts | 28.6 | 16.3 | — | 28.1 | 46.5 | 14.0 |
| Uninsured motorist PD | 38.8 | 35.6 pts | 48.3 | 63.7 | — | 28.1 | 29.3 | — |
| Comprehensive | 27.9 | 26.0 pts | 27.9 | 15.9 | 41.9 | 40.0 | 27.9 | 17.9 |
| Collision | 41.5 | 65.6 pts | 67.8 | 9.8 | 75.4 | 37.3 | 29.3 | 45.8 |
Widest coverage spread
Medical payments
Farmers and Progressive are 72.1 percentile points apart.
Closest agreement
Comprehensive
Available plans are 26.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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