Compared ZIP · Muscoy, San Bernardino County · California ZIP 92405
In Muscoy ZIP 92405, Travelers ranks highest and Tesla Insurance ranks lowest.
Travelers ranks highest (75.3); Tesla Insurance ranks lowest (43.5). The middle bodily-injury percentile is 56.9. Reviewed plans are 31.8 points apart. Collision splits more (51.4 points), with Travelers highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
56.9
Middle percentile across available plans.
BI plan spread
31.8
Travelers to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Tesla Insurance lowest.
Travelers
Quantum Auto 2.0
75.3
Within-plan percentile
State Farm
Private Passenger Auto
74.9
Within-plan percentile
Farmers
Farmers Auto
57.6
Within-plan percentile
Progressive
CA Select PPA
56.2
Within-plan percentile
Safeco
Private Passenger Auto
55.7
Within-plan percentile
Tesla Insurance
Tesla PPA
43.5
Within-plan percentile
Travelers ranks highest (91.0); Tesla Insurance ranks lowest (39.6). Collision spread is 51.4 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 56.9 | 31.8 pts | 43.5 | 55.7 | 75.3 | 57.6 | 56.2 | 74.9 |
| Property damage | 53.4 | 39.1 pts | 50.6 | 44.5 | 56.2 | 76.8 | 37.7 | 74.9 |
| Medical payments | 42.4 | 44.6 pts | 38.2 | 43.0 | 68.2 | 47.8 | 23.6 | 41.8 |
| Uninsured motorist BI | 85.6 | 34.9 pts | 88.7 | 85.6 | — | 74.1 | 56.1 | 91.1 |
| Uninsured motorist PD | 82.6 | 14.0 pts | 80.3 | 88.2 | — | 74.1 | 85.0 | — |
| Comprehensive | 57.7 | 63.3 pts | 41.3 | 24.5 | 69.5 | 87.8 | 75.2 | 45.9 |
| Collision | 83.4 | 51.4 pts | 39.6 | 81.9 | 91.0 | 85.8 | 85.0 | 79.9 |
Widest coverage spread
Comprehensive
Farmers and Safeco are 63.3 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 14.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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