Broadly higher position · San Bernardino · California ZIP 92407
San Bernardino ZIP 92407 ranks near the higher end across plans.
State Farm ranks highest (79.9); Tesla Insurance ranks lowest (54.9). The middle bodily-injury percentile is 72.2. Reviewed plans are 24.9 points apart. Collision splits more (38.4 points), with Travelers highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
72.2
Middle percentile across available plans.
BI plan spread
24.9
State Farm to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Tesla Insurance lowest.
State Farm
Private Passenger Auto
79.9
Within-plan percentile
Travelers
Quantum Auto 2.0
75.3
Within-plan percentile
Progressive
CA Select PPA
73.9
Within-plan percentile
Safeco
Private Passenger Auto
70.4
Within-plan percentile
Farmers
Farmers Auto
59.3
Within-plan percentile
Tesla Insurance
Tesla PPA
54.9
Within-plan percentile
Travelers ranks highest (89.1); Tesla Insurance ranks lowest (50.6). Collision spread is 38.4 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 72.2 | 24.9 pts | 54.9 | 70.4 | 75.3 | 59.3 | 73.9 | 79.9 |
| Property damage | 57.4 | 63.9 pts | 15.9 | 57.3 | 48.7 | 71.3 | 57.4 | 79.9 |
| Medical payments | 35.7 | 55.3 pts | 72.5 | 37.2 | 62.3 | 17.2 | 20.1 | 34.1 |
| Uninsured motorist BI | 79.3 | 15.8 pts | 79.3 | 84.8 | — | 89.7 | 73.9 | 77.0 |
| Uninsured motorist PD | 86.6 | 9.0 pts | 80.7 | 86.8 | — | 89.7 | 86.5 | — |
| Comprehensive | 62.9 | 35.7 pts | 46.1 | 49.8 | 79.9 | 76.0 | 81.8 | 47.8 |
| Collision | 81.3 | 38.4 pts | 50.6 | 86.4 | 89.1 | 76.1 | 86.5 | 73.4 |
Widest coverage spread
Property damage
State Farm and Tesla Insurance are 63.9 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 9.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Riverside
92501
Tesla Insurance ranks highest (85.1); Progressive ranks lowest (20.3).
Read breakdownCrestline, San Bernardino County
92322
Progressive ranks highest (85.3); Safeco ranks lowest (22.0).
Read breakdownEtiwanda, San Bernardino County
91739
Farmers ranks highest (85.4); Tesla Insurance ranks lowest (28.4).
Read breakdown