Plans disagree · San Bernardino · California ZIP 92410
Farmers and Progressive place San Bernardino ZIP 92410 very differently.
Farmers ranks highest (87.0); Progressive ranks lowest (34.8). The middle bodily-injury percentile is 74.5. Reviewed plans are 52.2 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
74.5
Middle percentile across available plans.
BI plan spread
52.2
Farmers to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Progressive lowest.
Farmers
Farmers Auto
87.0
Within-plan percentile
Safeco
Private Passenger Auto
78.4
Within-plan percentile
Travelers
Quantum Auto 2.0
75.3
Within-plan percentile
State Farm
Private Passenger Auto
73.7
Within-plan percentile
Tesla Insurance
Tesla PPA
60.7
Within-plan percentile
Progressive
CA Select PPA
34.8
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 74.5 | 52.2 pts | 60.7 | 78.4 | 75.3 | 87.0 | 34.8 | 73.7 |
| Property damage | 53.5 | 43.2 pts | 42.6 | 30.5 | 62.6 | 59.3 | 47.8 | 73.7 |
| Medical payments | 80.2 | 59.4 pts | 62.4 | 80.5 | 80.0 | 87.3 | 27.8 | 85.9 |
| Uninsured motorist BI | 91.7 | 62.0 pts | 92.1 | 96.8 | — | 71.4 | 34.8 | 91.7 |
| Uninsured motorist PD | 82.1 | 24.5 pts | 86.8 | 95.9 | — | 71.4 | 77.4 | — |
| Comprehensive | 78.6 | 50.8 pts | 40.6 | 42.5 | 87.7 | 91.3 | 91.4 | 69.5 |
| Collision | 80.9 | 44.8 pts | 57.5 | 46.2 | 91.0 | 89.8 | 77.4 | 84.3 |
Widest coverage spread
Uninsured motorist BI
Safeco and Progressive are 62.0 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 24.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Riverside
92507
Tesla Insurance ranks highest (93.9); Progressive ranks lowest (21.1).
Read breakdownRiverside
92501
Tesla Insurance ranks highest (85.1); Progressive ranks lowest (20.3).
Read breakdownCrestline, San Bernardino County
92322
Progressive ranks highest (85.3); Safeco ranks lowest (22.0).
Read breakdown