ZIP breakdowns

Plans disagree · Riverside · California ZIP 92505

State Farm and Tesla Insurance place Riverside ZIP 92505 very differently.

State Farm ranks highest (83.7); Tesla Insurance ranks lowest (33.6). The middle bodily-injury percentile is 62.9. Reviewed plans are 50.2 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

62.9

Middle percentile across available plans.

BI plan spread

50.2

State Farm to Tesla Insurance.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

State Farm highest, Tesla Insurance lowest.

State Farm

Private Passenger Auto

Highest

83.7

Within-plan percentile

Filed factor1.16

Safeco

Private Passenger Auto

77.5

Within-plan percentile

Filed factor0.9587

Travelers

Quantum Auto 2.0

70.9

Within-plan percentile

Filed factor0.837

Progressive

CA Select PPA

54.9

Within-plan percentile

Filed factor0.9222

Tesla Insurance

Tesla PPA

Lowest

33.6

Within-plan percentile

Filed factor0.966

Farmers

Farmers Auto

33.6

Within-plan percentile

Filed factor0.9006

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 92505 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury62.950.2 pts33.677.570.933.654.983.7
Property damage59.971.6 pts49.175.266.412.253.383.7
Medical payments45.265.7 pts2.554.868.266.530.735.5
Uninsured motorist BI54.838.9 pts74.682.843.954.848.4
Uninsured motorist PD67.040.1 pts84.072.343.961.8
Comprehensive41.043.1 pts24.244.137.867.357.232.9
Collision59.428.1 pts51.673.157.150.161.878.2

Widest coverage spread

Property damage

State Farm and Farmers are 71.6 percentile points apart.

Closest agreement

Collision

Available plans are 28.1 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Riverside ZIP 92505 Auto Insurance Factors | GoodDriver California