Plans disagree · Lake Elsinore, Riverside County · California ZIP 92532
Safeco and Progressive place Lake Elsinore ZIP 92532 very differently.
Safeco ranks highest (79.8); Progressive ranks lowest (39.0). The middle bodily-injury percentile is 67.7. Reviewed plans are 40.8 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
67.7
Middle percentile across available plans.
BI plan spread
40.8
Safeco to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Safeco highest, Progressive lowest.
Safeco
Private Passenger Auto
79.8
Within-plan percentile
State Farm
Private Passenger Auto
78.5
Within-plan percentile
Travelers
Quantum Auto 2.0
70.9
Within-plan percentile
Tesla Insurance
Tesla PPA
64.5
Within-plan percentile
Farmers
Farmers Auto
61.6
Within-plan percentile
Progressive
CA Select PPA
39.0
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 67.7 | 40.8 pts | 64.5 | 79.8 | 70.9 | 61.6 | 39.0 | 78.5 |
| Property damage | 60.2 | 50.9 pts | 72.9 | 64.1 | 56.2 | 27.6 | 53.3 | 78.5 |
| Medical payments | 63.9 | 56.2 pts | 29.3 | 73.4 | 54.4 | 51.9 | 83.0 | 85.5 |
| Uninsured motorist BI | 71.6 | 47.9 pts | 77.3 | 86.8 | — | 67.9 | 39.0 | 71.6 |
| Uninsured motorist PD | 71.3 | 37.6 pts | 87.2 | 74.6 | — | 67.9 | 49.6 | — |
| Comprehensive | 41.9 | 62.1 pts | 24.7 | 86.8 | 28.1 | 71.8 | 35.3 | 48.6 |
| Collision | 62.5 | 37.0 pts | 40.2 | 77.2 | 50.0 | 77.2 | 49.6 | 75.0 |
Widest coverage spread
Comprehensive
Safeco and Tesla Insurance are 62.1 percentile points apart.
Closest agreement
Collision
Available plans are 37.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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Read breakdownZcta 92882, Riverside County
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State Farm ranks highest (86.6); Progressive ranks lowest (16.6).
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