Compared ZIP · Hemet, Riverside County · California ZIP 92543
In Hemet ZIP 92543, State Farm ranks highest and Safeco ranks lowest.
State Farm ranks highest (77.9); Safeco ranks lowest (44.9). The middle bodily-injury percentile is 52.7. Reviewed plans are 33.0 points apart. Collision splits more (63.5 points), with State Farm highest and Safeco lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
52.7
Middle percentile across available plans.
BI plan spread
33.0
State Farm to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Safeco lowest.
State Farm
Private Passenger Auto
77.9
Within-plan percentile
Progressive
CA Select PPA
61.3
Within-plan percentile
Tesla Insurance
Tesla PPA
54.9
Within-plan percentile
Travelers
Quantum Auto 2.0
50.4
Within-plan percentile
Farmers
Farmers Auto
48.8
Within-plan percentile
Safeco
Private Passenger Auto
44.9
Within-plan percentile
State Farm ranks highest (86.0); Safeco ranks lowest (22.4). Collision spread is 63.5 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 52.7 | 33.0 pts | 54.9 | 44.9 | 50.4 | 48.8 | 61.3 | 77.9 |
| Property damage | 36.8 | 66.8 pts | 48.8 | 30.5 | 42.1 | 11.0 | 31.5 | 77.9 |
| Medical payments | 53.4 | 68.6 pts | 29.8 | 51.7 | 70.7 | 55.0 | 6.7 | 75.3 |
| Uninsured motorist BI | 63.0 | 21.6 pts | 60.1 | 69.6 | — | 81.7 | 61.3 | 63.0 |
| Uninsured motorist PD | 45.6 | 53.5 pts | 59.1 | 32.1 | — | 81.7 | 28.3 | — |
| Comprehensive | 41.1 | 55.4 pts | 44.7 | 11.8 | 31.0 | 67.3 | 42.2 | 40.0 |
| Collision | 53.6 | 63.5 pts | 82.6 | 22.4 | 57.1 | 50.1 | 28.3 | 86.0 |
Widest coverage spread
Medical payments
State Farm and Progressive are 68.6 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 21.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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