Compared ZIP · Hemet, Riverside County · California ZIP 92544
In Hemet ZIP 92544, Farmers ranks highest and Progressive ranks lowest.
Farmers ranks highest (74.7); Progressive ranks lowest (40.4). The middle bodily-injury percentile is 54.6. Reviewed plans are 34.2 points apart. Collision splits more (54.3 points), with Travelers highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
54.6
Middle percentile across available plans.
BI plan spread
34.2
Farmers to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Progressive lowest.
Farmers
Farmers Auto
74.7
Within-plan percentile
State Farm
Private Passenger Auto
68.9
Within-plan percentile
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
Tesla Insurance
Tesla PPA
51.2
Within-plan percentile
Safeco
Private Passenger Auto
44.3
Within-plan percentile
Progressive
CA Select PPA
40.4
Within-plan percentile
Travelers ranks highest (64.1); Tesla Insurance ranks lowest (9.7). Collision spread is 54.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 54.6 | 34.2 pts | 51.2 | 44.3 | 58.1 | 74.7 | 40.4 | 68.9 |
| Property damage | 38.6 | 50.7 pts | 43.8 | 33.3 | 48.7 | 18.2 | 26.0 | 68.9 |
| Medical payments | 45.6 | 42.9 pts | 36.8 | 28.3 | 54.4 | 61.2 | 56.4 | 18.2 |
| Uninsured motorist BI | 40.7 | 43.5 pts | 25.7 | 57.7 | — | 67.9 | 40.7 | 24.4 |
| Uninsured motorist PD | 64.6 | 48.8 pts | 61.4 | 80.2 | — | 67.9 | 31.5 | — |
| Comprehensive | 32.3 | 27.2 pts | 34.0 | 30.7 | 25.2 | 52.4 | 42.2 | 28.7 |
| Collision | 47.0 | 54.3 pts | 9.7 | 41.3 | 64.1 | 59.5 | 31.5 | 52.7 |
Widest coverage spread
Collision
Travelers and Tesla Insurance are 54.3 percentile points apart.
Closest agreement
Comprehensive
Available plans are 27.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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