ZIP breakdowns

Plans disagree · Homeland, Riverside County · California ZIP 92548

Progressive and Tesla Insurance place Homeland ZIP 92548 very differently.

Progressive ranks highest (85.3); Tesla Insurance ranks lowest (32.8). The middle bodily-injury percentile is 52.4. Reviewed plans are 52.5 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

52.4

Middle percentile across available plans.

BI plan spread

52.5

Progressive to Tesla Insurance.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Progressive highest, Tesla Insurance lowest.

Progressive

CA Select PPA

Highest

85.3

Within-plan percentile

Filed factor1.152

Travelers

Quantum Auto 2.0

70.9

Within-plan percentile

Filed factor0.837

State Farm

Private Passenger Auto

70.0

Within-plan percentile

Filed factor1.013

Safeco

Private Passenger Auto

34.8

Within-plan percentile

Filed factor0.83

Farmers

Farmers Auto

33.1

Within-plan percentile

Filed factor0.8971

Tesla Insurance

Tesla PPA

Lowest

32.8

Within-plan percentile

Filed factor0.9639

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 92548 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury52.452.5 pts32.834.870.933.185.370.0
Property damage46.151.8 pts42.643.548.755.418.270.0
Medical payments14.661.4 pts19.69.662.34.525.90.9
Uninsured motorist BI31.183.4 pts31.143.930.585.01.6
Uninsured motorist PD49.731.9 pts62.447.330.552.1
Comprehensive33.351.8 pts21.323.635.673.130.942.0
Collision42.548.6 pts37.115.464.140.152.144.9

Widest coverage spread

Uninsured motorist BI

Progressive and State Farm are 83.4 percentile points apart.

Closest agreement

Uninsured motorist PD

Available plans are 31.9 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Homeland, Riverside County ZIP 92548 Auto Insurance Factors | GoodDriver California