Compared ZIP · Mountain Center, Riverside County · California ZIP 92561
In Mountain Center ZIP 92561, Safeco ranks highest and Farmers ranks lowest.
Safeco ranks highest (57.1); Farmers ranks lowest (24.2). The middle bodily-injury percentile is 48.3. Reviewed plans are 32.9 points apart. Collision splits more (44.6 points), with Tesla Insurance highest and Progressive lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
48.3
Middle percentile across available plans.
BI plan spread
32.9
Safeco to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Safeco highest, Farmers lowest.
Safeco
Private Passenger Auto
57.1
Within-plan percentile
Progressive
CA Select PPA
55.7
Within-plan percentile
Travelers
Quantum Auto 2.0
50.4
Within-plan percentile
Tesla Insurance
Tesla PPA
46.1
Within-plan percentile
State Farm
Private Passenger Auto
30.3
Within-plan percentile
Farmers
Farmers Auto
24.2
Within-plan percentile
Tesla Insurance ranks highest (64.0); Progressive ranks lowest (19.5). Collision spread is 44.6 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 48.3 | 32.9 pts | 46.1 | 57.1 | 50.4 | 24.2 | 55.7 | 30.3 |
| Property damage | 8.9 | 28.5 pts | 8.3 | 2.3 | 30.8 | 9.4 | 6.7 | 30.3 |
| Medical payments | 31.1 | 68.7 pts | 15.3 | 9.2 | 12.8 | 55.0 | 77.9 | 46.9 |
| Uninsured motorist BI | 76.3 | 37.0 pts | 78.6 | 51.0 | — | 76.3 | 55.7 | 88.0 |
| Uninsured motorist PD | 39.5 | 56.8 pts | 38.7 | 40.2 | — | 76.3 | 19.5 | — |
| Comprehensive | 51.6 | 38.2 pts | 39.2 | 67.6 | 56.3 | 62.5 | 29.4 | 46.8 |
| Collision | 58.6 | 44.6 pts | 64.0 | 62.2 | 57.1 | 60.0 | 19.5 | 35.4 |
Widest coverage spread
Medical payments
Progressive and Safeco are 68.7 percentile points apart.
Closest agreement
Property damage
Available plans are 28.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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