Compared ZIP · Zcta 92602, Orange County · California ZIP 92609
In Zcta 92602 ZIP 92609, Farmers ranks highest and Tesla Insurance ranks lowest.
Farmers ranks highest (74.7); Tesla Insurance ranks lowest (43.7). The middle bodily-injury percentile is 59.2. Reviewed plans are 30.9 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
59.2
Middle percentile across available plans.
BI plan spread
30.9
Farmers to Tesla Insurance.
Plans available
2
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Tesla Insurance lowest.
Farmers
Farmers Auto
74.7
Within-plan percentile
Tesla Insurance
Tesla PPA
43.7
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Travelers
Quantum Auto 2.0
—
Within-plan percentile
Progressive
CA Select PPA
—
Within-plan percentile
State Farm
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 59.2 | 30.9 pts | 43.7 | — | — | 74.7 | — | — |
| Property damage | 56.2 | 31.6 pts | 40.3 | — | — | 72.0 | — | — |
| Medical payments | 79.3 | 13.3 pts | 85.9 | — | — | 72.6 | — | — |
| Uninsured motorist BI | 68.4 | 9.7 pts | 63.6 | — | — | 73.3 | — | — |
| Uninsured motorist PD | 50.2 | 46.2 pts | 27.1 | — | — | 73.3 | — | — |
| Comprehensive | 13.5 | 24.0 pts | 1.5 | — | — | 25.4 | — | — |
| Collision | 62.7 | 9.2 pts | 67.3 | — | — | 58.1 | — | — |
Widest coverage spread
Uninsured motorist PD
Farmers and Tesla Insurance are 46.2 percentile points apart.
Closest agreement
Collision
Available plans are 9.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Zcta 92602, Orange County
92602
Farmers ranks highest (79.8); Tesla Insurance ranks lowest (27.6).
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Travelers ranks highest (78.9); Farmers ranks lowest (27.7).
Read breakdownZcta 92604, Orange County
92604
Tesla Insurance ranks highest (78.7); Farmers ranks lowest (23.7).
Read breakdown