Compared ZIP · Zcta 92602, Orange County · California ZIP 92623
In Zcta 92602 ZIP 92623, Safeco ranks highest and Tesla Insurance ranks lowest.
Safeco ranks highest (62.8); Tesla Insurance ranks lowest (34.9). The middle bodily-injury percentile is 48.8. Reviewed plans are 27.9 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
48.8
Middle percentile across available plans.
BI plan spread
27.9
Safeco to Tesla Insurance.
Plans available
2
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Safeco highest, Tesla Insurance lowest.
Safeco
Private Passenger Auto
62.8
Within-plan percentile
Tesla Insurance
Tesla PPA
34.9
Within-plan percentile
Travelers
Quantum Auto 2.0
—
Within-plan percentile
Farmers
Farmers Auto
—
Within-plan percentile
Progressive
CA Select PPA
—
Within-plan percentile
State Farm
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 48.8 | 27.9 pts | 34.9 | 62.8 | — | — | — | — |
| Property damage | 61.9 | 15.6 pts | 69.6 | 54.1 | — | — | — | — |
| Medical payments | 67.4 | 0.9 pts | 66.9 | 67.9 | — | — | — | — |
| Uninsured motorist BI | 62.8 | 3.4 pts | 61.1 | 64.5 | — | — | — | — |
| Uninsured motorist PD | 33.8 | 49.4 pts | 9.1 | 58.5 | — | — | — | — |
| Comprehensive | 20.9 | 29.5 pts | 6.1 | 35.6 | — | — | — | — |
| Collision | 38.6 | 22.7 pts | 49.9 | 27.2 | — | — | — | — |
Widest coverage spread
Uninsured motorist PD
Safeco and Tesla Insurance are 49.4 percentile points apart.
Closest agreement
Medical payments
Available plans are 0.9 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Zcta 92602, Orange County
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Farmers ranks highest (79.8); Tesla Insurance ranks lowest (27.6).
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Travelers ranks highest (78.9); Farmers ranks lowest (27.7).
Read breakdownZcta 92604, Orange County
92604
Tesla Insurance ranks highest (78.7); Farmers ranks lowest (23.7).
Read breakdown