Compared ZIP · Huntington Beach, Orange County · California ZIP 92647
In Huntington Beach ZIP 92647, Farmers ranks highest and Progressive ranks lowest.
Farmers ranks highest (86.4); Progressive ranks lowest (54.0). The middle bodily-injury percentile is 79.1. Reviewed plans are 32.3 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
79.1
Middle percentile across available plans.
BI plan spread
32.3
Farmers to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Progressive lowest.
Farmers
Farmers Auto
86.4
Within-plan percentile
Travelers
Quantum Auto 2.0
82.4
Within-plan percentile
State Farm
Private Passenger Auto
80.7
Within-plan percentile
Safeco
Private Passenger Auto
77.5
Within-plan percentile
Tesla Insurance
Tesla PPA
63.8
Within-plan percentile
Progressive
CA Select PPA
54.0
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 79.1 | 32.3 pts | 63.8 | 77.5 | 82.4 | 86.4 | 54.0 | 80.7 |
| Property damage | 77.9 | 32.6 pts | 84.4 | 82.0 | 75.1 | 51.7 | 66.4 | 80.7 |
| Medical payments | 71.8 | 48.8 pts | 44.3 | 59.4 | 93.1 | 84.2 | 84.4 | 51.4 |
| Uninsured motorist BI | 54.0 | 48.0 pts | 61.7 | 52.8 | — | 85.1 | 54.0 | 37.1 |
| Uninsured motorist PD | 77.4 | 49.1 pts | 73.7 | 81.0 | — | 85.1 | 36.0 | — |
| Comprehensive | 7.8 | 21.3 pts | 2.6 | 2.3 | 3.2 | 23.5 | 12.4 | 12.4 |
| Collision | 45.0 | 39.8 pts | 58.9 | 44.1 | 19.1 | 48.4 | 36.0 | 45.8 |
Widest coverage spread
Uninsured motorist PD
Farmers and Progressive are 49.1 percentile points apart.
Closest agreement
Comprehensive
Available plans are 21.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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90720
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Read breakdownLong Beach, Los Angeles County
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Tesla Insurance ranks highest (96.4); Safeco ranks lowest (34.8).
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