Broadly higher position · Huntington Beach, Orange County · California ZIP 92649
Huntington Beach ZIP 92649 ranks near the higher end across plans.
Progressive ranks highest (83.0); State Farm ranks lowest (73.7). The middle bodily-injury percentile is 80.0. Reviewed plans are 9.3 points apart. Collision splits more (57.3 points), with Farmers highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
80.0
Middle percentile across available plans.
BI plan spread
9.3
Progressive to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, State Farm lowest.
Progressive
CA Select PPA
83.0
Within-plan percentile
Travelers
Quantum Auto 2.0
82.4
Within-plan percentile
Safeco
Private Passenger Auto
80.1
Within-plan percentile
Farmers
Farmers Auto
79.8
Within-plan percentile
Tesla Insurance
Tesla PPA
74.9
Within-plan percentile
State Farm
Private Passenger Auto
73.7
Within-plan percentile
Farmers ranks highest (72.5); Travelers ranks lowest (15.2). Collision spread is 57.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 80.0 | 9.3 pts | 74.9 | 80.1 | 82.4 | 79.8 | 83.0 | 73.7 |
| Property damage | 76.8 | 35.3 pts | 54.1 | 71.6 | 79.8 | 89.4 | 88.5 | 73.7 |
| Medical payments | 42.5 | 57.7 pts | 38.2 | 46.7 | 68.2 | 11.8 | 69.6 | 26.7 |
| Uninsured motorist BI | 68.3 | 54.5 pts | 52.0 | 73.1 | — | 28.7 | 83.2 | 68.3 |
| Uninsured motorist PD | 37.1 | 29.5 pts | 45.4 | 53.5 | — | 28.7 | 24.0 | — |
| Comprehensive | 4.8 | 21.6 pts | 5.4 | 1.6 | 3.2 | 23.2 | 4.2 | 10.5 |
| Collision | 54.1 | 57.3 pts | 57.2 | 70.9 | 15.2 | 72.5 | 24.0 | 51.1 |
Widest coverage spread
Medical payments
Progressive and Farmers are 57.7 percentile points apart.
Closest agreement
Bodily injury
Available plans are 9.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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State Farm ranks highest (77.9); Progressive ranks lowest (24.7).
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