Compared ZIP · Zcta 92602, Orange County · California ZIP 92650
In Zcta 92602 ZIP 92650, Progressive ranks highest and State Farm ranks lowest.
Progressive ranks highest (73.5); State Farm ranks lowest (50.8). The middle bodily-injury percentile is 64.5. Reviewed plans are 22.7 points apart. Collision splits more (52.0 points), with State Farm highest and Progressive lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
64.5
Middle percentile across available plans.
BI plan spread
22.7
Progressive to State Farm.
Plans available
3
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, State Farm lowest.
Progressive
CA Select PPA
73.5
Within-plan percentile
Tesla Insurance
Tesla PPA
64.5
Within-plan percentile
State Farm
Private Passenger Auto
50.8
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Travelers
Quantum Auto 2.0
—
Within-plan percentile
Farmers
Farmers Auto
—
Within-plan percentile
State Farm ranks highest (74.8); Progressive ranks lowest (22.7). Collision spread is 52.0 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 64.5 | 22.7 pts | 64.5 | — | — | — | 73.5 | 50.8 |
| Property damage | 61.1 | 26.0 pts | 76.8 | — | — | — | 61.1 | 50.8 |
| Medical payments | 34.8 | 42.8 pts | 27.2 | — | — | — | 34.8 | 70.0 |
| Uninsured motorist BI | 73.5 | 16.1 pts | 72.6 | — | — | — | 73.5 | 88.7 |
| Uninsured motorist PD | 36.7 | 27.9 pts | 50.6 | — | — | — | 22.7 | — |
| Comprehensive | 12.0 | 33.6 pts | 0.9 | — | — | — | 34.5 | 12.0 |
| Collision | 49.7 | 52.0 pts | 49.7 | — | — | — | 22.7 | 74.8 |
Widest coverage spread
Collision
State Farm and Progressive are 52.0 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 16.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Zcta 92602, Orange County
92602
Farmers ranks highest (79.8); Tesla Insurance ranks lowest (27.6).
Read breakdownZcta 92612, Orange County
92603
Travelers ranks highest (78.9); Farmers ranks lowest (27.7).
Read breakdownZcta 92604, Orange County
92604
Tesla Insurance ranks highest (78.7); Farmers ranks lowest (23.7).
Read breakdown