Plans disagree · Zcta 92602, Orange County · California ZIP 92674
Farmers and Tesla Insurance place Zcta 92602 ZIP 92674 very differently.
Farmers ranks highest (74.7); Tesla Insurance ranks lowest (23.6). The middle bodily-injury percentile is 49.1. Reviewed plans are 51.0 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
49.1
Middle percentile across available plans.
BI plan spread
51.0
Farmers to Tesla Insurance.
Plans available
2
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Tesla Insurance lowest.
Farmers
Farmers Auto
74.7
Within-plan percentile
Tesla Insurance
Tesla PPA
23.6
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Travelers
Quantum Auto 2.0
—
Within-plan percentile
Progressive
CA Select PPA
—
Within-plan percentile
State Farm
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 49.1 | 51.0 pts | 23.6 | — | — | 74.7 | — | — |
| Property damage | 67.9 | 8.2 pts | 63.8 | — | — | 72.0 | — | — |
| Medical payments | 37.2 | 70.8 pts | 1.8 | — | — | 72.6 | — | — |
| Uninsured motorist BI | 75.4 | 4.4 pts | 77.6 | — | — | 73.3 | — | — |
| Uninsured motorist PD | 70.0 | 6.5 pts | 66.8 | — | — | 73.3 | — | — |
| Comprehensive | 21.1 | 25.9 pts | 8.2 | — | — | 34.1 | — | — |
| Collision | 55.8 | 4.5 pts | 53.6 | — | — | 58.1 | — | — |
Widest coverage spread
Medical payments
Farmers and Tesla Insurance are 70.8 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 4.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Zcta 92602, Orange County
92602
Farmers ranks highest (79.8); Tesla Insurance ranks lowest (27.6).
Read breakdownZcta 92612, Orange County
92603
Travelers ranks highest (78.9); Farmers ranks lowest (27.7).
Read breakdownZcta 92604, Orange County
92604
Tesla Insurance ranks highest (78.7); Farmers ranks lowest (23.7).
Read breakdown