Plans disagree · Silverado, Orange County · California ZIP 92676
Farmers and Progressive place Silverado ZIP 92676 very differently.
Farmers ranks highest (84.6); Progressive ranks lowest (31.1). The middle bodily-injury percentile is 57.8. Reviewed plans are 53.5 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
57.8
Middle percentile across available plans.
BI plan spread
53.5
Farmers to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Progressive lowest.
Farmers
Farmers Auto
84.6
Within-plan percentile
Tesla Insurance
Tesla PPA
80.0
Within-plan percentile
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
State Farm
Private Passenger Auto
57.6
Within-plan percentile
Safeco
Private Passenger Auto
40.8
Within-plan percentile
Progressive
CA Select PPA
31.1
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 57.8 | 53.5 pts | 80.0 | 40.8 | 58.1 | 84.6 | 31.1 | 57.6 |
| Property damage | 53.3 | 51.3 pts | 82.1 | 48.2 | 62.6 | 30.8 | 49.0 | 57.6 |
| Medical payments | 30.4 | 39.3 pts | 23.0 | 16.1 | 37.7 | 49.9 | 10.6 | 49.2 |
| Uninsured motorist BI | 25.2 | 41.4 pts | 23.3 | 25.2 | — | 59.4 | 31.4 | 18.0 |
| Uninsured motorist PD | 55.7 | 29.4 pts | 64.5 | 51.9 | — | 59.4 | 35.1 | — |
| Comprehensive | 20.7 | 44.7 pts | 8.5 | 13.5 | 4.1 | 48.7 | 27.9 | 42.0 |
| Collision | 49.7 | 40.9 pts | 51.3 | 48.1 | 15.2 | 56.1 | 35.1 | 51.8 |
Widest coverage spread
Bodily injury
Farmers and Progressive are 53.5 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 29.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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State Farm ranks highest (86.6); Progressive ranks lowest (16.6).
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State Farm ranks highest (80.3); Progressive ranks lowest (11.0).
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