Compared ZIP · Coto de Caza, Orange County · California ZIP 92679
In Coto de Caza ZIP 92679, Tesla Insurance ranks highest and Safeco ranks lowest.
Tesla Insurance ranks highest (74.6); Safeco ranks lowest (47.0). The middle bodily-injury percentile is 62.8. Reviewed plans are 27.6 points apart. Collision splits more (72.5 points), with Progressive highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
62.8
Middle percentile across available plans.
BI plan spread
27.6
Tesla Insurance to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Safeco lowest.
Tesla Insurance
Tesla PPA
74.6
Within-plan percentile
Travelers
Quantum Auto 2.0
65.8
Within-plan percentile
Farmers
Farmers Auto
64.6
Within-plan percentile
State Farm
Private Passenger Auto
61.0
Within-plan percentile
Progressive
CA Select PPA
51.7
Within-plan percentile
Safeco
Private Passenger Auto
47.0
Within-plan percentile
Progressive ranks highest (78.8); Travelers ranks lowest (6.4). Collision spread is 72.5 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 62.8 | 27.6 pts | 74.6 | 47.0 | 65.8 | 64.6 | 51.7 | 61.0 |
| Property damage | 64.6 | 41.2 pts | 66.6 | 53.8 | 62.6 | 77.2 | 94.9 | 61.0 |
| Medical payments | 15.7 | 90.3 pts | 93.4 | 3.1 | 21.9 | 19.0 | 12.5 | 6.9 |
| Uninsured motorist BI | 55.4 | 56.2 pts | 85.9 | 55.4 | — | 29.7 | 51.7 | 80.1 |
| Uninsured motorist PD | 48.1 | 49.2 pts | 55.1 | 41.1 | — | 29.7 | 78.8 | — |
| Comprehensive | 12.2 | 27.7 pts | 28.2 | 11.4 | 0.5 | 8.6 | 13.1 | 13.9 |
| Collision | 50.3 | 72.5 pts | 56.0 | 76.1 | 6.4 | 44.5 | 78.8 | 14.1 |
Widest coverage spread
Medical payments
Tesla Insurance and Safeco are 90.3 percentile points apart.
Closest agreement
Bodily injury
Available plans are 27.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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