Broadly higher position · Zcta 92602, Orange County · California ZIP 92690
Zcta 92602 ZIP 92690 ranks near the higher end across plans.
Farmers ranks highest (79.8); Safeco ranks lowest (62.8). The middle bodily-injury percentile is 71.3. Reviewed plans are 17.0 points apart. Collision splits more (40.0 points), with Farmers highest and Safeco lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
71.3
Middle percentile across available plans.
BI plan spread
17.0
Farmers to Safeco.
Plans available
2
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Safeco lowest.
Farmers
Farmers Auto
79.8
Within-plan percentile
Safeco
Private Passenger Auto
62.8
Within-plan percentile
Tesla Insurance
Tesla PPA
—
Within-plan percentile
Travelers
Quantum Auto 2.0
—
Within-plan percentile
Progressive
CA Select PPA
—
Within-plan percentile
State Farm
Private Passenger Auto
—
Within-plan percentile
Farmers ranks highest (67.2); Safeco ranks lowest (27.2). Collision spread is 40.0 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 71.3 | 17.0 pts | — | 62.8 | — | 79.8 | — | — |
| Property damage | 69.9 | 20.0 pts | — | 59.9 | — | 79.9 | — | — |
| Medical payments | 70.3 | 4.8 pts | — | 67.9 | — | 72.6 | — | — |
| Uninsured motorist BI | 68.9 | 8.8 pts | — | 64.5 | — | 73.3 | — | — |
| Uninsured motorist PD | 65.9 | 14.7 pts | — | 58.5 | — | 73.3 | — | — |
| Comprehensive | 29.6 | 12.1 pts | — | 35.6 | — | 23.5 | — | — |
| Collision | 47.2 | 40.0 pts | — | 27.2 | — | 67.2 | — | — |
Widest coverage spread
Collision
Farmers and Safeco are 40.0 percentile points apart.
Closest agreement
Medical payments
Available plans are 4.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Zcta 92602, Orange County
92602
Farmers ranks highest (79.8); Tesla Insurance ranks lowest (27.6).
Read breakdownZcta 92612, Orange County
92603
Travelers ranks highest (78.9); Farmers ranks lowest (27.7).
Read breakdownZcta 92604, Orange County
92604
Tesla Insurance ranks highest (78.7); Farmers ranks lowest (23.7).
Read breakdown