ZIP breakdowns

Plans disagree · Santa Ana, Orange County · California ZIP 92701

State Farm and Progressive place Santa Ana ZIP 92701 very differently.

State Farm ranks highest (92.8); Progressive ranks lowest (32.0). The middle bodily-injury percentile is 66.3. Reviewed plans are 60.8 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

66.3

Middle percentile across available plans.

BI plan spread

60.8

State Farm to Progressive.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

State Farm highest, Progressive lowest.

State Farm

Private Passenger Auto

Highest

92.8

Within-plan percentile

Filed factor1.366

Safeco

Private Passenger Auto

78.1

Within-plan percentile

Filed factor0.9643

Travelers

Quantum Auto 2.0

75.3

Within-plan percentile

Filed factor0.869

Tesla Insurance

Tesla PPA

57.3

Within-plan percentile

Filed factor1.0442

Farmers

Farmers Auto

57.3

Within-plan percentile

Filed factor0.9804

Progressive

CA Select PPA

Lowest

32.0

Within-plan percentile

Filed factor0.7957

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 92701 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury66.360.8 pts57.378.175.357.332.092.8
Property damage75.430.1 pts76.387.162.673.274.692.8
Medical payments81.626.6 pts95.181.082.268.489.780.3
Uninsured motorist BI69.777.8 pts91.469.787.933.213.6
Uninsured motorist PD87.717.6 pts95.087.487.977.4
Comprehensive34.276.4 pts11.216.46.683.052.072.4
Collision78.138.9 pts82.678.757.153.177.492.0

Widest coverage spread

Uninsured motorist BI

Tesla Insurance and State Farm are 77.8 percentile points apart.

Closest agreement

Uninsured motorist PD

Available plans are 17.6 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Santa Ana, Orange County ZIP 92701 Auto Insurance Factors | GoodDriver California