ZIP breakdowns

Plans disagree · Zcta 92780, Orange County · California ZIP 92780

Farmers and Tesla Insurance place Zcta 92780 ZIP 92780 very differently.

Farmers ranks highest (85.4); Tesla Insurance ranks lowest (35.4). The middle bodily-injury percentile is 62.3. Reviewed plans are 49.9 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

62.3

Middle percentile across available plans.

BI plan spread

49.9

Farmers to Tesla Insurance.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Farmers highest, Tesla Insurance lowest.

Farmers

Farmers Auto

Highest

85.4

Within-plan percentile

Filed factor1.1657

State Farm

Private Passenger Auto

83.0

Within-plan percentile

Filed factor1.148

Travelers

Quantum Auto 2.0

75.3

Within-plan percentile

Filed factor0.869

Safeco

Private Passenger Auto

49.4

Within-plan percentile

Filed factor0.8727

Progressive

CA Select PPA

43.8

Within-plan percentile

Filed factor0.8652

Tesla Insurance

Tesla PPA

Lowest

35.4

Within-plan percentile

Filed factor0.9763

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 92780 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury62.349.9 pts35.449.475.385.443.883.0
Property damage83.336.8 pts49.383.662.686.184.983.0
Medical payments52.445.5 pts52.052.862.372.627.127.6
Uninsured motorist BI76.337.0 pts80.876.676.343.871.6
Uninsured motorist PD53.347.0 pts68.338.376.329.3
Comprehensive11.219.9 pts0.114.51.715.17.920.0
Collision37.941.7 pts34.460.326.641.329.368.3

Widest coverage spread

Bodily injury

Farmers and Tesla Insurance are 49.9 percentile points apart.

Closest agreement

Comprehensive

Available plans are 19.9 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Zcta 92780, Orange County ZIP 92780 Auto Insurance Factors | GoodDriver California