Broadly higher position · Zcta 92831, Orange County · California ZIP 92831
Zcta 92831 ZIP 92831 ranks near the higher end across plans.
Travelers ranks highest (82.4); Tesla Insurance ranks lowest (62.8). The middle bodily-injury percentile is 77.0. Reviewed plans are 19.6 points apart. Collision splits more (60.6 points), with Farmers highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
77.0
Middle percentile across available plans.
BI plan spread
19.6
Travelers to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Tesla Insurance lowest.
Travelers
Quantum Auto 2.0
82.4
Within-plan percentile
State Farm
Private Passenger Auto
80.7
Within-plan percentile
Progressive
CA Select PPA
80.4
Within-plan percentile
Safeco
Private Passenger Auto
73.6
Within-plan percentile
Farmers
Farmers Auto
71.8
Within-plan percentile
Tesla Insurance
Tesla PPA
62.8
Within-plan percentile
Farmers ranks highest (79.7); Travelers ranks lowest (19.1). Collision spread is 60.6 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 77.0 | 19.6 pts | 62.8 | 73.6 | 82.4 | 71.8 | 80.4 | 80.7 |
| Property damage | 83.1 | 12.4 pts | 75.9 | 88.2 | 79.8 | 85.4 | 86.5 | 80.7 |
| Medical payments | 71.7 | 38.4 pts | 80.3 | 79.5 | 82.2 | 43.8 | 63.9 | 48.0 |
| Uninsured motorist BI | 42.7 | 69.1 pts | 11.6 | 42.7 | — | 32.6 | 80.7 | 52.3 |
| Uninsured motorist PD | 55.1 | 44.7 pts | 77.3 | 52.3 | — | 32.6 | 57.9 | — |
| Comprehensive | 12.4 | 20.5 pts | 6.2 | 11.4 | 4.9 | 25.4 | 18.4 | 13.4 |
| Collision | 65.4 | 60.6 pts | 64.8 | 77.2 | 19.1 | 79.7 | 57.9 | 66.0 |
Widest coverage spread
Uninsured motorist BI
Progressive and Tesla Insurance are 69.1 percentile points apart.
Closest agreement
Property damage
Available plans are 12.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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