ZIP breakdowns

Plans disagree · Zcta 92832, Orange County · California ZIP 92832

Tesla Insurance and Progressive place Zcta 92832 ZIP 92832 very differently.

Tesla Insurance ranks highest (96.4); Progressive ranks lowest (49.2). The middle bodily-injury percentile is 78.2. Reviewed plans are 47.2 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

78.2

Middle percentile across available plans.

BI plan spread

47.2

Tesla Insurance to Progressive.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Tesla Insurance highest, Progressive lowest.

Tesla Insurance

Tesla PPA

Highest

96.4

Within-plan percentile

Filed factor1.6025

Travelers

Quantum Auto 2.0

82.4

Within-plan percentile

Filed factor0.959

Safeco

Private Passenger Auto

80.7

Within-plan percentile

Filed factor0.9793

State Farm

Private Passenger Auto

75.8

Within-plan percentile

Filed factor1.058

Farmers

Farmers Auto

65.7

Within-plan percentile

Filed factor1.0226

Progressive

CA Select PPA

Lowest

49.2

Within-plan percentile

Filed factor0.8961

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 92832 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury78.247.2 pts96.480.782.465.749.275.8
Property damage76.721.0 pts66.385.487.375.877.775.8
Medical payments74.776.3 pts99.478.596.123.170.856.1
Uninsured motorist BI49.244.1 pts74.670.930.549.238.3
Uninsured motorist PD64.238.0 pts68.566.630.561.8
Comprehensive18.953.8 pts13.014.512.135.865.923.3
Collision62.941.4 pts89.276.764.147.761.852.7

Widest coverage spread

Medical payments

Tesla Insurance and Farmers are 76.3 percentile points apart.

Closest agreement

Property damage

Available plans are 21.0 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Zcta 92832, Orange County ZIP 92832 Auto Insurance Factors | GoodDriver California