Broadly higher position · Zcta 92840, Orange County · California ZIP 92840
Zcta 92840 ZIP 92840 ranks near the higher end across plans.
Tesla Insurance ranks highest (95.9); Farmers ranks lowest (83.8). The middle bodily-injury percentile is 87.4. Reviewed plans are 12.1 points apart. Collision splits more (77.0 points), with Tesla Insurance highest and Progressive lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
87.4
Middle percentile across available plans.
BI plan spread
12.1
Tesla Insurance to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Farmers lowest.
Tesla Insurance
Tesla PPA
95.9
Within-plan percentile
State Farm
Private Passenger Auto
87.8
Within-plan percentile
Progressive
CA Select PPA
87.5
Within-plan percentile
Safeco
Private Passenger Auto
87.2
Within-plan percentile
Travelers
Quantum Auto 2.0
86.2
Within-plan percentile
Farmers
Farmers Auto
83.8
Within-plan percentile
Tesla Insurance ranks highest (86.8); Progressive ranks lowest (9.8). Collision spread is 77.0 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 87.4 | 12.1 pts | 95.9 | 87.2 | 86.2 | 83.8 | 87.5 | 87.8 |
| Property damage | 84.0 | 26.4 pts | 93.4 | 83.9 | 79.8 | 84.1 | 66.9 | 87.8 |
| Medical payments | 96.0 | 3.6 pts | 96.1 | 97.2 | 96.9 | 95.2 | 93.6 | 95.9 |
| Uninsured motorist BI | 85.6 | 33.9 pts | 91.8 | 85.6 | — | 78.1 | 87.6 | 57.9 |
| Uninsured motorist PD | 79.7 | 71.8 pts | 81.6 | 81.4 | — | 78.1 | 9.8 | — |
| Comprehensive | 11.1 | 27.2 pts | 18.4 | 6.4 | 6.6 | 33.6 | 9.7 | 12.4 |
| Collision | 68.8 | 77.0 pts | 86.8 | 66.6 | 71.1 | 53.1 | 9.8 | 82.1 |
Widest coverage spread
Collision
Tesla Insurance and Progressive are 77.0 percentile points apart.
Closest agreement
Medical payments
Available plans are 3.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Zcta 92865, Orange County
92865
State Farm ranks highest (80.3); Progressive ranks lowest (11.0).
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Farmers ranks highest (84.3); Progressive ranks lowest (16.6).
Read breakdownSanta Ana, Orange County
92706
State Farm ranks highest (87.6); Progressive ranks lowest (20.3).
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