ZIP breakdowns

Broadly higher position · Zcta 92841, Orange County · California ZIP 92841

Zcta 92841 ZIP 92841 ranks near the higher end across plans.

State Farm ranks highest (95.5); Tesla Insurance ranks lowest (80.0). The middle bodily-injury percentile is 84.9. Reviewed plans are 15.5 points apart. Collision splits more (43.2 points), with Progressive highest and Tesla Insurance lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

84.9

Middle percentile across available plans.

BI plan spread

15.5

State Farm to Tesla Insurance.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

State Farm highest, Tesla Insurance lowest.

State Farm

Private Passenger Auto

Highest

95.5

Within-plan percentile

Filed factor1.446

Travelers

Quantum Auto 2.0

86.2

Within-plan percentile

Filed factor1.028

Safeco

Private Passenger Auto

86.0

Within-plan percentile

Filed factor1.0278

Farmers

Farmers Auto

83.8

Within-plan percentile

Filed factor1.1466

Progressive

CA Select PPA

81.7

Within-plan percentile

Filed factor1.112

Tesla Insurance

Tesla PPA

Lowest

80.0

Within-plan percentile

Filed factor1.1618

Progressive ranks highest (88.7); Tesla Insurance ranks lowest (45.5). Collision spread is 43.2 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 92841 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury84.915.5 pts80.086.086.283.881.795.5
Property damage81.524.8 pts70.781.679.881.592.895.5
Medical payments97.433.3 pts92.498.298.465.196.997.9
Uninsured motorist BI87.58.6 pts87.590.283.982.290.7
Uninsured motorist PD84.09.3 pts79.584.083.988.7
Comprehensive5.645.2 pts0.53.46.645.75.55.7
Collision73.943.2 pts45.565.071.183.488.776.8

Widest coverage spread

Comprehensive

Farmers and Tesla Insurance are 45.2 percentile points apart.

Closest agreement

Uninsured motorist BI

Available plans are 8.6 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Zcta 92841, Orange County ZIP 92841 Auto Insurance Factors | GoodDriver California