Broadly higher position · Zcta 92843, Orange County · California ZIP 92843
Zcta 92843 ZIP 92843 ranks near the higher end across plans.
Safeco ranks highest (92.0); Travelers ranks lowest (86.2). The middle bodily-injury percentile is 88.9. Reviewed plans are 5.8 points apart. Collision splits more (24.3 points), with Travelers highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
88.9
Middle percentile across available plans.
BI plan spread
5.8
Safeco to Travelers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Safeco highest, Travelers lowest.
Safeco
Private Passenger Auto
92.0
Within-plan percentile
Progressive
CA Select PPA
90.0
Within-plan percentile
State Farm
Private Passenger Auto
89.0
Within-plan percentile
Farmers
Farmers Auto
88.8
Within-plan percentile
Tesla Insurance
Tesla PPA
87.8
Within-plan percentile
Travelers
Quantum Auto 2.0
86.2
Within-plan percentile
Travelers ranks highest (64.1); Tesla Insurance ranks lowest (39.8). Collision spread is 24.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 88.9 | 5.8 pts | 87.8 | 92.0 | 86.2 | 88.8 | 90.0 | 89.0 |
| Property damage | 73.9 | 44.8 pts | 64.8 | 81.3 | 75.1 | 72.7 | 44.2 | 89.0 |
| Medical payments | 97.5 | 3.7 pts | 97.9 | 95.8 | 97.6 | 95.2 | 97.5 | 99.0 |
| Uninsured motorist BI | 90.0 | 26.2 pts | 94.4 | 97.2 | — | 71.1 | 90.0 | 79.3 |
| Uninsured motorist PD | 76.4 | 32.8 pts | 81.8 | 84.0 | — | 71.1 | 51.2 | — |
| Comprehensive | 13.2 | 68.3 pts | 0.3 | 9.5 | 6.6 | 68.6 | 35.8 | 17.0 |
| Collision | 54.5 | 24.3 pts | 39.8 | 55.5 | 64.1 | 53.4 | 51.2 | 60.4 |
Widest coverage spread
Comprehensive
Farmers and Tesla Insurance are 68.3 percentile points apart.
Closest agreement
Medical payments
Available plans are 3.7 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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92865
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State Farm ranks highest (87.6); Progressive ranks lowest (20.3).
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