Broadly higher position · Zcta 92844, Orange County · California ZIP 92844
Zcta 92844 ZIP 92844 ranks near the higher end across plans.
State Farm ranks highest (93.1); Farmers ranks lowest (73.9). The middle bodily-injury percentile is 89.9. Reviewed plans are 19.2 points apart. Collision splits more (30.6 points), with Safeco highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
89.9
Middle percentile across available plans.
BI plan spread
19.2
State Farm to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Farmers lowest.
State Farm
Private Passenger Auto
93.1
Within-plan percentile
Progressive
CA Select PPA
91.7
Within-plan percentile
Travelers
Quantum Auto 2.0
90.3
Within-plan percentile
Safeco
Private Passenger Auto
89.5
Within-plan percentile
Tesla Insurance
Tesla PPA
84.5
Within-plan percentile
Farmers
Farmers Auto
73.9
Within-plan percentile
Safeco ranks highest (83.1); Tesla Insurance ranks lowest (52.5). Collision spread is 30.6 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 89.9 | 19.2 pts | 84.5 | 89.5 | 90.3 | 73.9 | 91.7 | 93.1 |
| Property damage | 78.9 | 27.3 pts | 78.0 | 85.9 | 79.8 | 65.7 | 66.1 | 93.1 |
| Medical payments | 97.9 | 65.3 pts | 33.7 | 97.2 | 99.0 | 93.0 | 98.7 | 98.9 |
| Uninsured motorist BI | 92.3 | 17.2 pts | 95.7 | 94.7 | — | 78.5 | 91.9 | 92.3 |
| Uninsured motorist PD | 78.8 | 13.6 pts | 79.1 | 87.4 | — | 78.5 | 73.8 | — |
| Comprehensive | 7.9 | 44.0 pts | 1.3 | 2.7 | 6.6 | 45.2 | 28.3 | 9.1 |
| Collision | 74.6 | 30.6 pts | 52.5 | 83.1 | 71.1 | 75.3 | 73.8 | 81.3 |
Widest coverage spread
Medical payments
Travelers and Tesla Insurance are 65.3 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 13.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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92865
State Farm ranks highest (80.3); Progressive ranks lowest (11.0).
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Read breakdownSanta Ana, Orange County
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State Farm ranks highest (87.6); Progressive ranks lowest (20.3).
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