ZIP breakdowns

Plans disagree · Zcta 92867, Orange County · California ZIP 92867

Travelers and Tesla Insurance place Zcta 92867 ZIP 92867 very differently.

Travelers ranks highest (77.3); Tesla Insurance ranks lowest (24.1). The middle bodily-injury percentile is 56.7. Reviewed plans are 53.3 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

56.7

Middle percentile across available plans.

BI plan spread

53.3

Travelers to Tesla Insurance.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Travelers highest, Tesla Insurance lowest.

Travelers

Quantum Auto 2.0

Highest

77.3

Within-plan percentile

Filed factor0.905

State Farm

Private Passenger Auto

75.5

Within-plan percentile

Filed factor1.057

Farmers

Farmers Auto

68.6

Within-plan percentile

Filed factor1.0363

Progressive

CA Select PPA

44.7

Within-plan percentile

Filed factor0.87

Safeco

Private Passenger Auto

44.1

Within-plan percentile

Filed factor0.8527

Tesla Insurance

Tesla PPA

Lowest

24.1

Within-plan percentile

Filed factor0.9327

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 92867 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury56.753.3 pts24.144.177.368.644.775.5
Property damage82.446.3 pts44.989.969.789.491.275.5
Medical payments57.178.5 pts69.942.068.280.72.246.0
Uninsured motorist BI49.134.8 pts61.449.138.644.773.3
Uninsured motorist PD50.330.8 pts69.451.938.648.7
Comprehensive15.822.0 pts12.811.84.125.426.118.8
Collision54.145.0 pts40.261.019.159.548.764.1

Widest coverage spread

Medical payments

Farmers and Progressive are 78.5 percentile points apart.

Closest agreement

Comprehensive

Available plans are 22.0 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Zcta 92867, Orange County ZIP 92867 Auto Insurance Factors | GoodDriver California