Plans disagree · Zcta 92868, Orange County · California ZIP 92868
Travelers and Progressive place Zcta 92868 ZIP 92868 very differently.
Travelers ranks highest (82.4); Progressive ranks lowest (40.4). The middle bodily-injury percentile is 74.4. Reviewed plans are 41.9 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
74.4
Middle percentile across available plans.
BI plan spread
41.9
Travelers to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Progressive lowest.
Travelers
Quantum Auto 2.0
82.4
Within-plan percentile
State Farm
Private Passenger Auto
81.3
Within-plan percentile
Safeco
Private Passenger Auto
77.5
Within-plan percentile
Farmers
Farmers Auto
71.3
Within-plan percentile
Tesla Insurance
Tesla PPA
56.6
Within-plan percentile
Progressive
CA Select PPA
40.4
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 74.4 | 41.9 pts | 56.6 | 77.5 | 82.4 | 71.3 | 40.4 | 81.3 |
| Property damage | 63.1 | 51.0 pts | 53.7 | 72.5 | 75.1 | 44.0 | 30.2 | 81.3 |
| Medical payments | 67.2 | 41.9 pts | 43.9 | 73.8 | 85.8 | 69.5 | 51.9 | 64.9 |
| Uninsured motorist BI | 66.8 | 30.1 pts | 69.5 | 70.9 | — | 66.8 | 40.7 | 56.5 |
| Uninsured motorist PD | 54.9 | 39.3 pts | 62.0 | 47.9 | — | 66.8 | 27.5 | — |
| Comprehensive | 18.3 | 39.7 pts | 6.2 | 10.6 | 6.6 | 45.9 | 26.1 | 31.8 |
| Collision | 45.9 | 31.4 pts | 58.9 | 49.8 | 42.0 | 39.3 | 27.5 | 52.7 |
Widest coverage spread
Property damage
State Farm and Progressive are 51.0 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 30.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Zcta 92865, Orange County
92865
State Farm ranks highest (80.3); Progressive ranks lowest (11.0).
Read breakdownSanta Ana, Orange County
92706
State Farm ranks highest (87.6); Progressive ranks lowest (20.3).
Read breakdownAnaheim, Orange County
92807
Farmers ranks highest (87.2); Progressive ranks lowest (24.7).
Read breakdown