ZIP breakdowns

Compared ZIP · Bardsdale, Ventura County · California ZIP 93015

In Bardsdale ZIP 93015, Travelers ranks highest and Farmers ranks lowest.

Travelers ranks highest (62.0); Farmers ranks lowest (36.8). The middle bodily-injury percentile is 52.6. Reviewed plans are 25.2 points apart. Collision splits more (65.3 points), with Safeco highest and Progressive lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

52.6

Middle percentile across available plans.

BI plan spread

25.2

Travelers to Farmers.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Travelers highest, Farmers lowest.

Travelers

Quantum Auto 2.0

Highest

62.0

Within-plan percentile

Filed factor0.78

Progressive

CA Select PPA

56.9

Within-plan percentile

Filed factor0.9462

State Farm

Private Passenger Auto

56.9

Within-plan percentile

Filed factor0.925

Tesla Insurance

Tesla PPA

48.3

Within-plan percentile

Filed factor1.0075

Safeco

Private Passenger Auto

39.9

Within-plan percentile

Filed factor0.8432

Farmers

Farmers Auto

Lowest

36.8

Within-plan percentile

Filed factor0.9161

Safeco ranks highest (68.2); Progressive ranks lowest (2.9). Collision spread is 65.3 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 93015 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury52.625.2 pts48.339.962.036.856.956.9
Property damage29.042.5 pts22.535.644.920.414.456.9
Medical payments27.728.1 pts17.827.342.928.134.814.8
Uninsured motorist BI48.054.8 pts4.713.459.456.948.0
Uninsured motorist PD13.956.6 pts13.314.459.42.9
Comprehensive19.428.7 pts7.614.517.236.234.521.6
Collision22.965.3 pts3.468.226.619.32.942.5

Widest coverage spread

Collision

Safeco and Progressive are 65.3 percentile points apart.

Closest agreement

Bodily injury

Available plans are 25.2 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Bardsdale, Ventura County ZIP 93015 Auto Insurance Factors | GoodDriver California