Plans disagree · Ojai, Ventura County · California ZIP 93023
Travelers and State Farm place Ojai ZIP 93023 very differently.
Travelers ranks highest (62.6); State Farm ranks lowest (20.4). The middle bodily-injury percentile is 37.4. Reviewed plans are 42.3 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
37.4
Middle percentile across available plans.
BI plan spread
42.3
Travelers to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, State Farm lowest.
Travelers
Quantum Auto 2.0
62.6
Within-plan percentile
Farmers
Farmers Auto
52.8
Within-plan percentile
Tesla Insurance
Tesla PPA
42.7
Within-plan percentile
Safeco
Private Passenger Auto
32.0
Within-plan percentile
Progressive
CA Select PPA
27.3
Within-plan percentile
State Farm
Private Passenger Auto
20.4
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 37.4 | 42.3 pts | 42.7 | 32.0 | 62.6 | 52.8 | 27.3 | 20.4 |
| Property damage | 18.5 | 27.6 pts | 8.3 | 16.6 | 35.9 | 16.3 | 28.5 | 20.4 |
| Medical payments | 50.3 | 45.1 pts | 69.3 | 24.2 | 46.8 | 56.4 | 53.8 | 36.7 |
| Uninsured motorist BI | 37.7 | 50.5 pts | 37.7 | 35.9 | — | 77.7 | 27.2 | 64.1 |
| Uninsured motorist PD | 11.5 | 73.7 pts | 4.0 | 6.0 | — | 77.7 | 16.9 | — |
| Comprehensive | 11.0 | 18.6 pts | 13.7 | 8.4 | 6.6 | 17.7 | 1.4 | 20.0 |
| Collision | 18.6 | 13.1 pts | 25.6 | 18.1 | 19.1 | 16.7 | 16.9 | 29.7 |
Widest coverage spread
Uninsured motorist PD
Farmers and Tesla Insurance are 73.7 percentile points apart.
Closest agreement
Collision
Available plans are 13.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Santa Barbara
93101
Tesla Insurance ranks highest (90.2); Progressive ranks lowest (14.5).
Read breakdownSanta Barbara
93105
Tesla Insurance ranks highest (80.3); State Farm ranks lowest (16.0).
Read breakdownSanta Barbara
93110
Progressive ranks highest (86.4); State Farm ranks lowest (23.8).
Read breakdown