Compared ZIP · Piru, Ventura County · California ZIP 93040
In Piru ZIP 93040, Progressive ranks highest and State Farm ranks lowest.
Progressive ranks highest (95.9); State Farm ranks lowest (65.3). The middle bodily-injury percentile is 79.5. Reviewed plans are 30.6 points apart. Collision splits more (45.9 points), with Progressive highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
79.5
Middle percentile across available plans.
BI plan spread
30.6
Progressive to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, State Farm lowest.
Progressive
CA Select PPA
95.9
Within-plan percentile
Travelers
Quantum Auto 2.0
87.2
Within-plan percentile
Tesla Insurance
Tesla PPA
81.1
Within-plan percentile
Safeco
Private Passenger Auto
77.9
Within-plan percentile
Farmers
Farmers Auto
67.3
Within-plan percentile
State Farm
Private Passenger Auto
65.3
Within-plan percentile
Progressive ranks highest (49.6); Travelers ranks lowest (3.7). Collision spread is 45.9 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 79.5 | 30.6 pts | 81.1 | 77.9 | 87.2 | 67.3 | 95.9 | 65.3 |
| Property damage | 32.3 | 58.1 pts | 8.3 | 26.2 | 66.4 | 32.7 | 31.8 | 65.3 |
| Medical payments | 42.9 | 53.8 pts | 61.0 | 50.2 | 73.4 | 29.7 | 19.5 | 35.5 |
| Uninsured motorist BI | 76.1 | 41.6 pts | 75.8 | 79.6 | — | 54.3 | 95.9 | 76.1 |
| Uninsured motorist PD | 67.3 | 40.2 pts | 89.8 | 80.2 | — | 54.3 | 49.6 | — |
| Comprehensive | 45.0 | 54.3 pts | 33.7 | 72.8 | 18.5 | 25.4 | 71.0 | 56.3 |
| Collision | 24.4 | 45.9 pts | 19.4 | 28.3 | 3.7 | 20.5 | 49.6 | 31.7 |
Widest coverage spread
Property damage
Travelers and Tesla Insurance are 58.1 percentile points apart.
Closest agreement
Bodily injury
Available plans are 30.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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