Plans disagree · Port Hueneme, Ventura County · California ZIP 93041
Progressive and Farmers place Port Hueneme ZIP 93041 very differently.
Progressive ranks highest (77.4); Farmers ranks lowest (18.4). The middle bodily-injury percentile is 61.7. Reviewed plans are 59.0 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
61.7
Middle percentile across available plans.
BI plan spread
59.0
Progressive to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Farmers lowest.
Progressive
CA Select PPA
77.4
Within-plan percentile
Travelers
Quantum Auto 2.0
70.9
Within-plan percentile
State Farm
Private Passenger Auto
64.4
Within-plan percentile
Tesla Insurance
Tesla PPA
58.9
Within-plan percentile
Safeco
Private Passenger Auto
56.5
Within-plan percentile
Farmers
Farmers Auto
18.4
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 61.7 | 59.0 pts | 58.9 | 56.5 | 70.9 | 18.4 | 77.4 | 64.4 |
| Property damage | 56.6 | 45.7 pts | 73.4 | 45.3 | 48.7 | 27.6 | 64.5 | 64.4 |
| Medical payments | 68.6 | 36.9 pts | 50.9 | 46.7 | 68.2 | 72.6 | 69.0 | 83.6 |
| Uninsured motorist BI | 76.6 | 18.4 pts | 72.9 | 76.6 | — | 67.9 | 78.2 | 86.2 |
| Uninsured motorist PD | 65.6 | 5.2 pts | 66.2 | 62.7 | — | 67.9 | 65.1 | — |
| Comprehensive | 17.8 | 41.3 pts | 53.4 | 12.9 | 12.1 | 26.0 | 20.3 | 15.3 |
| Collision | 40.9 | 50.9 pts | 22.0 | 14.2 | 64.1 | 41.3 | 65.1 | 40.6 |
Widest coverage spread
Bodily injury
Progressive and Farmers are 59.0 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 5.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Oak View, Ventura County
93022
Farmers ranks highest (84.4); Progressive ranks lowest (26.4).
Read breakdownSummerland, Santa Barbara County
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Tesla Insurance ranks highest (72.0); Safeco ranks lowest (16.5).
Read breakdownOxnard, Ventura County
93033
Travelers ranks highest (78.9); Progressive ranks lowest (28.0).
Read breakdown