ZIP breakdowns

Broadly higher position · Simi Valley, Ventura County · California ZIP 93065

Simi Valley ZIP 93065 ranks near the higher end across plans.

Travelers ranks highest (89.6); State Farm ranks lowest (78.2). The middle bodily-injury percentile is 82.9. Reviewed plans are 11.4 points apart. Collision splits more (81.0 points), with Safeco highest and Travelers lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

82.9

Middle percentile across available plans.

BI plan spread

11.4

Travelers to State Farm.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Travelers highest, State Farm lowest.

Travelers

Quantum Auto 2.0

Highest

89.6

Within-plan percentile

Filed factor1.072

Progressive

CA Select PPA

84.9

Within-plan percentile

Filed factor1.15

Safeco

Private Passenger Auto

83.1

Within-plan percentile

Filed factor0.9962

Tesla Insurance

Tesla PPA

82.8

Within-plan percentile

Filed factor1.1868

Farmers

Farmers Auto

78.6

Within-plan percentile

Filed factor1.1025

State Farm

Private Passenger Auto

Lowest

78.2

Within-plan percentile

Filed factor1.084

Safeco ranks highest (81.5); Travelers ranks lowest (0.5). Collision spread is 81.0 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 93065 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury82.911.4 pts82.883.189.678.684.978.2
Property damage70.849.7 pts51.588.582.963.538.778.2
Medical payments63.057.3 pts96.552.173.452.776.239.2
Uninsured motorist BI80.438.8 pts50.658.580.485.889.4
Uninsured motorist PD45.251.0 pts44.346.180.429.3
Comprehensive10.228.9 pts9.96.99.935.826.110.5
Collision39.681.0 pts35.281.50.546.229.344.0

Widest coverage spread

Collision

Safeco and Travelers are 81.0 percentile points apart.

Closest agreement

Bodily injury

Available plans are 11.4 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Simi Valley, Ventura County ZIP 93065 Auto Insurance Factors | GoodDriver California