Compared ZIP · Santa Barbara · California ZIP 93103
In Santa Barbara ZIP 93103, Safeco ranks highest and Progressive ranks lowest.
Safeco ranks highest (69.8); Progressive ranks lowest (37.8). The middle bodily-injury percentile is 58.3. Reviewed plans are 32.0 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
58.3
Middle percentile across available plans.
BI plan spread
32.0
Safeco to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Safeco highest, Progressive lowest.
Safeco
Private Passenger Auto
69.8
Within-plan percentile
Tesla Insurance
Tesla PPA
65.0
Within-plan percentile
Farmers
Farmers Auto
60.4
Within-plan percentile
State Farm
Private Passenger Auto
56.3
Within-plan percentile
Travelers
Quantum Auto 2.0
45.8
Within-plan percentile
Progressive
CA Select PPA
37.8
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 58.3 | 32.0 pts | 65.0 | 69.8 | 45.8 | 60.4 | 37.8 | 56.3 |
| Property damage | 56.3 | 19.1 pts | 57.5 | 47.8 | 56.2 | 46.1 | 65.2 | 56.3 |
| Medical payments | 23.2 | 39.5 pts | 24.8 | 33.5 | 11.1 | 17.9 | 21.6 | 50.6 |
| Uninsured motorist BI | 22.8 | 32.2 pts | 23.9 | 22.8 | — | 5.6 | 37.8 | 13.1 |
| Uninsured motorist PD | 11.8 | 8.9 pts | 14.5 | 13.3 | — | 5.6 | 10.3 | — |
| Comprehensive | 14.0 | 33.8 pts | 11.5 | 8.4 | 12.3 | 15.6 | 42.2 | 34.7 |
| Collision | 16.8 | 38.8 pts | 18.2 | 13.8 | 26.6 | 15.3 | 10.3 | 49.1 |
Widest coverage spread
Medical payments
State Farm and Travelers are 39.5 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 8.9 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Santa Barbara
93101
Tesla Insurance ranks highest (90.2); Progressive ranks lowest (14.5).
Read breakdownSanta Ynez, Santa Barbara County
93460
Progressive ranks highest (91.2); Travelers ranks lowest (16.1).
Read breakdownSanta Barbara
93105
Tesla Insurance ranks highest (80.3); State Farm ranks lowest (16.0).
Read breakdown