Compared ZIP · Santa Barbara · California ZIP 93111
In Santa Barbara ZIP 93111, State Farm ranks highest and Farmers ranks lowest.
State Farm ranks highest (48.2); Farmers ranks lowest (20.5). The middle bodily-injury percentile is 25.2. Reviewed plans are 27.7 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
25.2
Middle percentile across available plans.
BI plan spread
27.7
State Farm to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Farmers lowest.
State Farm
Private Passenger Auto
48.2
Within-plan percentile
Travelers
Quantum Auto 2.0
37.1
Within-plan percentile
Safeco
Private Passenger Auto
28.3
Within-plan percentile
Tesla Insurance
Tesla PPA
22.2
Within-plan percentile
Progressive
CA Select PPA
21.8
Within-plan percentile
Farmers
Farmers Auto
20.5
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 25.2 | 27.7 pts | 22.2 | 28.3 | 37.1 | 20.5 | 21.8 | 48.2 |
| Property damage | 35.7 | 46.8 pts | 1.4 | 35.4 | 35.9 | 22.3 | 42.6 | 48.2 |
| Medical payments | 4.4 | 12.9 pts | 6.4 | 1.3 | 2.4 | 13.2 | 12.5 | 0.4 |
| Uninsured motorist BI | 35.9 | 70.9 pts | 37.7 | 35.9 | — | 7.5 | 21.7 | 78.4 |
| Uninsured motorist PD | 11.5 | 20.0 pts | 27.5 | 9.3 | — | 7.5 | 13.8 | — |
| Comprehensive | 0.9 | 9.4 pts | 9.5 | 0.3 | 5.7 | 0.1 | 1.6 | 0.3 |
| Collision | 9.8 | 8.4 pts | 9.7 | 6.8 | 15.2 | 9.9 | 13.8 | 8.4 |
Widest coverage spread
Uninsured motorist BI
State Farm and Farmers are 70.9 percentile points apart.
Closest agreement
Collision
Available plans are 8.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Santa Barbara
93101
Tesla Insurance ranks highest (90.2); Progressive ranks lowest (14.5).
Read breakdownSanta Ynez, Santa Barbara County
93460
Progressive ranks highest (91.2); Travelers ranks lowest (16.1).
Read breakdownSanta Barbara
93105
Tesla Insurance ranks highest (80.3); State Farm ranks lowest (16.0).
Read breakdown