Plans disagree · Bodfish, Kern County · California ZIP 93205
Farmers and Safeco place Bodfish ZIP 93205 very differently.
Farmers ranks highest (76.7); Safeco ranks lowest (13.1). The middle bodily-injury percentile is 20.8. Reviewed plans are 63.6 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
20.8
Middle percentile across available plans.
BI plan spread
63.6
Farmers to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Safeco lowest.
Farmers
Farmers Auto
76.7
Within-plan percentile
Progressive
CA Select PPA
51.7
Within-plan percentile
Travelers
Quantum Auto 2.0
26.1
Within-plan percentile
State Farm
Private Passenger Auto
15.5
Within-plan percentile
Tesla Insurance
Tesla PPA
14.2
Within-plan percentile
Safeco
Private Passenger Auto
13.1
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 20.8 | 63.6 pts | 14.2 | 13.1 | 26.1 | 76.7 | 51.7 | 15.5 |
| Property damage | 6.9 | 13.3 pts | 2.1 | 2.3 | 14.1 | 7.6 | 6.1 | 15.5 |
| Medical payments | 44.1 | 49.8 pts | 49.1 | 56.6 | 21.9 | 38.1 | 71.8 | 39.2 |
| Uninsured motorist BI | 19.8 | 38.6 pts | 19.8 | 13.8 | — | 27.0 | 51.7 | 13.1 |
| Uninsured motorist PD | 27.7 | 33.1 pts | 28.3 | 21.2 | — | 27.0 | 54.3 | — |
| Comprehensive | 44.8 | 75.0 pts | 96.9 | 21.9 | 47.4 | 61.4 | 42.2 | 26.5 |
| Collision | 48.2 | 41.2 pts | 66.9 | 25.7 | 42.0 | 56.1 | 54.3 | 33.9 |
Widest coverage spread
Comprehensive
Tesla Insurance and Safeco are 75.0 percentile points apart.
Closest agreement
Property damage
Available plans are 13.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Mountain Mesa, Kern County
93240
Progressive ranks highest (91.2); Travelers ranks lowest (12.2).
Read breakdownRandsburg, Kern County
93554
Progressive ranks highest (87.1); Travelers ranks lowest (11.3).
Read breakdownWoody, Kern County
93287
Tesla Insurance ranks highest (83.1); Progressive ranks lowest (10.6).
Read breakdown