Plans disagree · California Hot S, Tulare County · California ZIP 93207
Farmers and State Farm place California Hot S ZIP 93207 very differently.
Farmers ranks highest (82.9); State Farm ranks lowest (10.6). The middle bodily-injury percentile is 55.1. Reviewed plans are 72.2 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
55.1
Middle percentile across available plans.
BI plan spread
72.2
Farmers to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, State Farm lowest.
Farmers
Farmers Auto
82.9
Within-plan percentile
Progressive
CA Select PPA
72.9
Within-plan percentile
Tesla Insurance
Tesla PPA
65.0
Within-plan percentile
Safeco
Private Passenger Auto
45.3
Within-plan percentile
Travelers
Quantum Auto 2.0
37.1
Within-plan percentile
State Farm
Private Passenger Auto
10.6
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 55.1 | 72.2 pts | 65.0 | 45.3 | 37.1 | 82.9 | 72.9 | 10.6 |
| Property damage | 17.7 | 57.3 pts | 26.0 | 17.6 | 17.9 | 67.9 | 15.4 | 10.6 |
| Medical payments | 62.3 | 44.9 pts | 55.1 | 87.1 | 46.8 | 91.1 | 46.2 | 69.5 |
| Uninsured motorist BI | 62.1 | 32.7 pts | 50.3 | 40.2 | — | 62.1 | 72.8 | 66.9 |
| Uninsured motorist PD | 24.5 | 39.4 pts | 26.3 | 22.7 | — | 62.1 | 22.7 | — |
| Comprehensive | 57.9 | 45.1 pts | 36.3 | 55.7 | 79.9 | 81.3 | 57.2 | 58.5 |
| Collision | 58.0 | 47.2 pts | 52.8 | 64.0 | 26.6 | 69.9 | 22.7 | 63.1 |
Widest coverage spread
Bodily injury
Farmers and State Farm are 72.2 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 32.7 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Mountain Mesa, Kern County
93240
Progressive ranks highest (91.2); Travelers ranks lowest (12.2).
Read breakdownGiant Forest, Tulare County
93262
Tesla Insurance ranks highest (80.3); Progressive ranks lowest (4.8).
Read breakdownWoody, Kern County
93287
Tesla Insurance ranks highest (83.1); Progressive ranks lowest (10.6).
Read breakdown