ZIP breakdowns

Plans disagree · Delano, Kern County · California ZIP 93216

Farmers and Travelers place Delano ZIP 93216 very differently.

Farmers ranks highest (47.6); Travelers ranks lowest (4.5). The middle bodily-injury percentile is 26.0. Reviewed plans are 43.1 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

26.0

Middle percentile across available plans.

BI plan spread

43.1

Farmers to Travelers.

Plans available

2

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Farmers highest, Travelers lowest.

Farmers

Farmers Auto

Highest

47.6

Within-plan percentile

Filed factor0.9505

Travelers

Quantum Auto 2.0

Lowest

4.5

Within-plan percentile

Filed factor0.544

Tesla Insurance

Tesla PPA

Within-plan percentile

Filed factor

Safeco

Private Passenger Auto

Within-plan percentile

Filed factor

Progressive

CA Select PPA

Within-plan percentile

Filed factor

State Farm

Private Passenger Auto

Within-plan percentile

Filed factor

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 93216 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury26.043.1 pts4.547.6
Property damage13.314.2 pts6.220.4
Medical payments43.836.9 pts62.325.4
Uninsured motorist BI62.162.1
Uninsured motorist PD62.162.1
Comprehensive86.222.9 pts97.774.8
Collision22.67.0 pts19.126.1

Widest coverage spread

Bodily injury

Farmers and Travelers are 43.1 percentile points apart.

Closest agreement

Collision

Available plans are 7.0 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Delano, Kern County ZIP 93216 Auto Insurance Factors | GoodDriver California