ZIP breakdowns

Broadly lower position · Hanford, Kings County · California ZIP 93230

Hanford ZIP 93230 ranks near the lower end across plans.

Farmers ranks highest (42.2); Travelers ranks lowest (19.3). The middle bodily-injury percentile is 28.0. Reviewed plans are 22.9 points apart. Collision splits more (51.1 points), with Tesla Insurance highest and Farmers lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

28.0

Middle percentile across available plans.

BI plan spread

22.9

Farmers to Travelers.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Farmers highest, Travelers lowest.

Farmers

Farmers Auto

Highest

42.2

Within-plan percentile

Filed factor0.9303

State Farm

Private Passenger Auto

36.4

Within-plan percentile

Filed factor0.799

Tesla Insurance

Tesla PPA

30.4

Within-plan percentile

Filed factor0.9542

Safeco

Private Passenger Auto

25.6

Within-plan percentile

Filed factor0.8073

Travelers

Quantum Auto 2.0

Lowest

19.3

Within-plan percentile

Filed factor0.647

Progressive

CA Select PPA

19.3

Within-plan percentile

Filed factor0.696

Tesla Insurance ranks highest (53.6); Farmers ranks lowest (2.5). Collision spread is 51.1 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 93230 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury28.022.9 pts30.425.619.342.219.336.4
Property damage25.218.5 pts22.519.417.931.527.936.4
Medical payments38.655.8 pts61.245.118.432.15.460.4
Uninsured motorist BI19.340.8 pts52.335.915.519.311.5
Uninsured motorist PD19.232.2 pts22.844.015.511.7
Comprehensive30.113.4 pts21.329.331.028.330.934.7
Collision15.851.1 pts53.619.88.42.511.722.1

Widest coverage spread

Medical payments

Tesla Insurance and Progressive are 55.8 percentile points apart.

Closest agreement

Comprehensive

Available plans are 13.4 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Hanford, Kings County ZIP 93230 Auto Insurance Factors | GoodDriver California