ZIP breakdowns

Plans disagree · Three Rivers, Tulare County · California ZIP 93237

Farmers and State Farm place Three Rivers ZIP 93237 very differently.

Farmers ranks highest (55.9); State Farm ranks lowest (8.3). The middle bodily-injury percentile is 42.7. Reviewed plans are 47.5 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

42.7

Middle percentile across available plans.

BI plan spread

47.5

Farmers to State Farm.

Plans available

5

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Farmers highest, State Farm lowest.

Farmers

Farmers Auto

Highest

55.9

Within-plan percentile

Filed factor0.9725

Travelers

Quantum Auto 2.0

50.4

Within-plan percentile

Filed factor0.746

Progressive

CA Select PPA

42.7

Within-plan percentile

Filed factor0.8632

Tesla Insurance

Tesla PPA

30.8

Within-plan percentile

Filed factor0.9592

State Farm

Private Passenger Auto

Lowest

8.3

Within-plan percentile

Filed factor0.67

Safeco

Private Passenger Auto

Within-plan percentile

Filed factor

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 93237 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury42.747.5 pts30.850.455.942.78.3
Property damage15.222.1 pts8.327.715.230.48.3
Medical payments21.936.5 pts43.021.97.744.212.7
Uninsured motorist BI45.469.0 pts48.072.242.73.2
Uninsured motorist PD70.925.4 pts70.972.246.8
Comprehensive23.967.8 pts20.453.588.222.723.9
Collision26.143.5 pts3.426.626.146.811.2

Widest coverage spread

Uninsured motorist BI

Farmers and State Farm are 69.0 percentile points apart.

Closest agreement

Property damage

Available plans are 22.1 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Three Rivers, Tulare County ZIP 93237 Auto Insurance Factors | GoodDriver California