Compared ZIP · New Cuyama, Santa Barbara County · California ZIP 93254
In New Cuyama ZIP 93254, Progressive ranks highest and Safeco ranks lowest.
Progressive ranks highest (35.5); Safeco ranks lowest (0.6). The middle bodily-injury percentile is 24.1. Reviewed plans are 35.0 points apart. Collision splits more (67.7 points), with Tesla Insurance highest and Progressive lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
24.1
Middle percentile across available plans.
BI plan spread
35.0
Progressive to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Safeco lowest.
Progressive
CA Select PPA
35.5
Within-plan percentile
Farmers
Farmers Auto
29.0
Within-plan percentile
Travelers
Quantum Auto 2.0
26.1
Within-plan percentile
State Farm
Private Passenger Auto
22.1
Within-plan percentile
Tesla Insurance
Tesla PPA
1.1
Within-plan percentile
Safeco
Private Passenger Auto
0.6
Within-plan percentile
Tesla Insurance ranks highest (72.7); Progressive ranks lowest (5.1). Collision spread is 67.7 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 24.1 | 35.0 pts | 1.1 | 0.6 | 26.1 | 29.0 | 35.5 | 22.1 |
| Property damage | 7.7 | 19.8 pts | 4.1 | 2.3 | 20.2 | 5.4 | 9.9 | 22.1 |
| Medical payments | 9.0 | 33.9 pts | 37.7 | 18.8 | 3.8 | 8.7 | 9.4 | 7.6 |
| Uninsured motorist BI | 12.3 | 32.1 pts | 3.4 | 12.3 | — | 27.0 | 35.5 | 9.3 |
| Uninsured motorist PD | 33.4 | 38.1 pts | 39.9 | 43.2 | — | 27.0 | 5.1 | — |
| Comprehensive | 37.0 | 45.6 pts | 35.9 | 47.8 | 21.6 | 31.8 | 38.1 | 67.2 |
| Collision | 19.0 | 67.7 pts | 72.7 | 21.3 | 6.4 | 16.7 | 5.1 | 27.6 |
Widest coverage spread
Collision
Tesla Insurance and Progressive are 67.7 percentile points apart.
Closest agreement
Property damage
Available plans are 19.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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