ZIP breakdowns

Plans disagree · Porterville, Tulare County · California ZIP 93257

State Farm and Progressive place Porterville ZIP 93257 very differently.

State Farm ranks highest (60.2); Progressive ranks lowest (7.0). The middle bodily-injury percentile is 29.0. Reviewed plans are 53.2 points apart. Collision splits more (76.8 points), with Tesla Insurance highest and Progressive lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

29.0

Middle percentile across available plans.

BI plan spread

53.2

State Farm to Progressive.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

State Farm highest, Progressive lowest.

State Farm

Private Passenger Auto

Highest

60.2

Within-plan percentile

Filed factor0.942

Safeco

Private Passenger Auto

52.4

Within-plan percentile

Filed factor0.8831

Farmers

Farmers Auto

31.9

Within-plan percentile

Filed factor0.8966

Travelers

Quantum Auto 2.0

26.1

Within-plan percentile

Filed factor0.675

Tesla Insurance

Tesla PPA

23.1

Within-plan percentile

Filed factor0.929

Progressive

CA Select PPA

Lowest

7.0

Within-plan percentile

Filed factor0.5478

Tesla Insurance ranks highest (79.0); Progressive ranks lowest (2.2). Collision spread is 76.8 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 93257 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury29.053.2 pts23.152.426.131.97.060.2
Property damage18.755.4 pts15.937.321.44.87.660.2
Medical payments45.954.6 pts66.128.380.025.427.163.5
Uninsured motorist BI21.042.5 pts23.321.09.27.049.5
Uninsured motorist PD26.243.9 pts43.346.19.22.2
Comprehensive83.334.9 pts54.689.584.889.381.871.2
Collision39.776.8 pts79.049.331.82.42.247.6

Widest coverage spread

Collision

Tesla Insurance and Progressive are 76.8 percentile points apart.

Closest agreement

Comprehensive

Available plans are 34.9 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Porterville, Tulare County ZIP 93257 Auto Insurance Factors | GoodDriver California