Compared ZIP · Taft, Kern County · California ZIP 93268
In Taft ZIP 93268, Farmers ranks highest and State Farm ranks lowest.
Farmers ranks highest (50.9); State Farm ranks lowest (24.9). The middle bodily-injury percentile is 45.8. Reviewed plans are 26.1 points apart. Collision splits more (53.1 points), with Farmers highest and State Farm lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
45.8
Middle percentile across available plans.
BI plan spread
26.1
Farmers to State Farm.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, State Farm lowest.
Farmers
Farmers Auto
50.9
Within-plan percentile
Tesla Insurance
Tesla PPA
46.1
Within-plan percentile
Travelers
Quantum Auto 2.0
45.8
Within-plan percentile
Progressive
CA Select PPA
30.0
Within-plan percentile
State Farm
Private Passenger Auto
24.9
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Farmers ranks highest (67.2); State Farm ranks lowest (14.1). Collision spread is 53.1 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 45.8 | 26.1 pts | 46.1 | — | 45.8 | 50.9 | 30.0 | 24.9 |
| Property damage | 26.0 | 40.2 pts | 26.0 | — | 30.8 | 64.9 | 24.7 | 24.9 |
| Medical payments | 18.2 | 40.7 pts | 38.8 | — | 6.1 | 46.8 | 16.2 | 18.2 |
| Uninsured motorist BI | 81.3 | 56.0 pts | 83.1 | — | — | 79.6 | 28.5 | 84.5 |
| Uninsured motorist PD | 57.7 | 52.6 pts | 57.7 | — | — | 79.6 | 26.9 | — |
| Comprehensive | 55.2 | 35.2 pts | 42.5 | — | 32.1 | 67.3 | 57.2 | 55.2 |
| Collision | 26.9 | 53.1 pts | 43.5 | — | 19.1 | 67.2 | 26.9 | 14.1 |
Widest coverage spread
Uninsured motorist BI
State Farm and Progressive are 56.0 percentile points apart.
Closest agreement
Bodily injury
Available plans are 26.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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Read breakdown